Answers to the questions we hear most.
Don't see your question? Reach out — we'd rather have a real conversation than write another paragraph.
Buyer Questions
How much do I need for a down payment?+
Anywhere from 3% to 20% depending on the loan program. We'll connect you with lenders who can walk through your options.
How long does it take to buy a home?+
Most transactions close within 45–75 days from accepted offer, depending on financing and inspection contingencies.
Do buyers pay their agent's commission?+
In most cases, sellers compensate the buyer's agent — but this is negotiated per transaction and we'll explain it upfront.
Should I get pre-approved before we start looking?+
Yes. Pre-approval strengthens your offers and confirms the price range you can realistically shop in.
Seller Questions
How do you decide my list price?+
A combination of recent comparable sales, active competition, current buyer demand, and the specific condition and features of your home.
How long will it take to sell?+
Our average is 21 days on market, though this varies by price range, season, and preparation.
What do I need to fix before listing?+
Not everything. We tour with you and recommend only the highest-ROI improvements plus targeted staging where it will move the needle.
Investor Questions
What kinds of investment properties do you cover?+
Single-family rentals, multi-family, student housing near Binghamton University, and select small commercial.
Do you help with property management?+
Yes, either directly or through vetted partners depending on your portfolio size and location.
Can you help with 1031 exchanges?+
Yes. We regularly work with investors on exchange timelines and can coordinate with your qualified intermediary and accountant.
Agent Recruiting Questions
What are your commission splits?+
Competitive and transparent — we'll walk through the specific structure in a confidential conversation.
What kind of training and support do you offer?+
Weekly training, one-on-one coaching, marketing support, and a real mentorship program for newer agents.
Do I need experience to apply?+
No. We hire on character and coachability first. Experienced agents and newly licensed agents both thrive at Kartar Realty.
Ready to make your next move?
Whether you're buying your first home, selling a family estate, or expanding an investment portfolio — we'd love to talk.